Wells Fargo Patent US11354666B1 – Smart Dust Usage

Abstract

Patent US11354666B1 is systems and methods that facilitate authenticating a user making a payment using microelectromechanical systems (MEMs) devices (i.e., smart dust). The MEMs devices may have sensors that collect data and transfer it to a base station device. The MEMs devices can collect sensor data, including biometric data and/or capture images of the person. The MEMs can also collect sensor data such as audio data, optical data, temperature data, collect data pressure data, and motion data and compare it to data associated with a user profile to determine that the person making the payment is the same person associated with the user profile. Once the person’s identity has been confirmed, and thus authenticated, the payment request can be confirmed and payment made, via either the mobile device or credit card.